When it comes to personal injury cases, most people do not know anything about the laws that apply. This is definitely normal as most of us do not study law. The big problem with personal injury claims is that misconceptions can lead to really costly mistakes. It is always important to hire a personal injury lawyer in Scranton so you get appropriate legal advice whenever faced with a personal injury case. The misconceptions below should highlight why this is the case.
Attorneys Are Not Needed When You Have Insurance
One of the most important things to remember about personal injury cases is that the insurance company is never your friend. Its goal is to make as much money as possible. This is often done by minimizing how much money is offered in compensation.
We have to highlight that insurance firms hire adjusters, attorneys, and investigators. When dealing with such people, it is close to impossible to negotiate a really good deal for you. With a personal injury lawyer in your corner, you can be sure the specialists hired by the insurance company do not take advantage of your lack of knowledge.
Waiting To Get The Attorney Is A Good Idea
There is this very bad misconception that insurance companies will offer a good deal so it makes no sense to hire an attorney. Such an approach can only lead to you receiving a lot less than you should. If you delay representation, the claim can be inevitably affected. Crucial evidence might become unavailable and you might even go over the statute of limitations without realizing it.
You might even be faced with a situation in which it becomes impossible to file an insurance claim. As a simple example, you might discuss the case with the insurance company. Then, they make a small offer and you accept it. By doing this, you also agree that you will not file a claim. Unfortunately, in most cases, this means you receive a lot less than you could if you were to actually file a personal injury claim.
You Get A Bad Stigma When You Sue Someone
You have to understand that it is your right to file a lawsuit or pursue the injury claim. We are talking about a legal system that was actually founded to protect individuals. Also, personal injury laws were created and kept evolving to offer constant protection to those wrongfully injured due to the negligence of third parties. Basically, these laws were created for you, to be protected.
Another very important thing you do want to know is that when you file your personal injury claim or the lawsuit, the money you try to recover does not come from individuals.
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They come from insurance companies in most cases. If the individual at fault does not have possessions and is not insured, the personal injury attorney might actually recommend that you do not file the claim as you cannot get anything in return. But, this is quite rare.
Insurance companies protect insured people. Filing your lawsuit against the negligent driver who hit you or the business manager who did not put a “wet floor” sign on the ground that led to a slip and fall, means you get money from insurance firms.
